Kristina Ellis is a national scholar, financial expert, and bestselling author of "Confessions of a Scholarship Winner." As a high school student, Kristina masterfully devised a plan to graduate from Vanderbilt University and receive a master’s degree from Belmont University, all debt free. She has been recognized as a Coca-Cola National Scholar, a Gates Millennium Scholar, and a U.S. Presidential Freedom Scholar. Additionally, she was crowned Miss Indiana Teen USA 2005 and won two Gold Medals in the Junior Olympics for gymnastics. She has served as a scholarship and financial-aid expert for "Seventeen Magazine," "Justine Magazine," and Fox News Channel, and she has been featured on ABC Family and CBN, and in "Business Insider," "New York Post," "Your Money," and others. Kristina and her husband live in Nashville, Tennessee. For more information, visit KristinaEllis.com or pick up a copy of her new book How to Graduate Debt Free: The Best Strategies to Pay for College."